/* ============================================================
   fund-raiser.css  —  MergerDomo Fund-Seeker Page
   Design system: exact match to seller.css
   All section headings LEFT-aligned (matching seller page)
   ============================================================ */

:root {
    --md-blue: #2d6cdf;
    --md-blue-dark: #1a4fad;
    --md-blue-light: #eef4ff;
    --md-blue-mid: #b8d0f8;
    --md-navy: #0d1b4c;
    --md-yellow: #ffc107;
    --md-yellow-dark: #e6ac00;
    --md-gray-50: #f8fafc;
    --md-gray-100: #f1f5f9;
    --md-gray-200: #e2e8f0;
    --md-gray-400: #94a3b8;
    --md-gray-600: #6b7280;
    --md-gray-800: #1e293b;
    --md-text: #111827;
    --md-equity: #534AB7;
    --md-equity-bg: #EEEDFE;
    --md-debt: #185FA5;
    --md-debt-bg: #E6F1FB;
    --md-green: #1D9E75;
    --md-green-bg: #E8F5E9;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --shadow-sm: 0 1px 4px rgba(0, 0, 0, .06);
    --shadow-card: 0 2px 12px rgba(0, 0, 0, .07);
    --shadow-card-lg: 0 8px 28px rgba(0, 0, 0, .09);
    --shadow-blue: 0 4px 20px rgba(45, 108, 223, .18);
    --transition: 0.18s ease;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

a {
    text-decoration: none !important;
    color: inherit;
}

ul {
    list-style: none;
}

.seller-page .container {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
}

.scroll-block {
    display: block;
}

/* ── ANIMATIONS ── */
[data-animate] {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity .5s ease, transform .5s ease;
}

[data-animate="fade-left"] {
    transform: translateX(24px);
}

[data-animate].animated {
    opacity: 1;
    transform: none;
}

/* ── SECTION HEADINGS — LEFT-aligned, matching seller ── */
.section-label {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .10em;
    text-transform: uppercase;
    color: var(--md-blue);
    background: var(--md-blue-light);
    padding: 4px 14px;
    border-radius: 999px;
    margin-bottom: 14px;
}

.section-label.light {
    color: #a8c8ff;
    background: rgba(168, 200, 255, .12);
}

.section-h2 {
    font-size: clamp(24px, 3.2vw, 38px);
    font-weight: 800;
    color: var(--md-navy);
    margin-bottom: 12px;
    line-height: 1.18;
}

.section-h2.light {
    color: #fff;
}

.h2-accent {
    color: var(--md-blue);
}

.section-sub {
    font-size: 15.5px;
    color: var(--md-gray-600);
    max-width: 560px;
    margin-bottom: 36px;
    line-height: 1.65;
    text-align: left !important;
}

.section-sub.light {
    color: rgba(255, 255, 255, .72);
}

/* pv-header — left-aligned like seller */
.pv-header {
    margin-bottom: 52px;
}

.pv-header .section-h2 {
    margin-bottom: 24px;
}

/* ── ANNOUNCEMENT BAR ── */
.announcement-bar {
    background: #ffc107;
    color: #000;
    font-size: 14px;
    font-weight: 500;
    padding: 8px 0;
}

.announcement-bar .divider {
    margin: 0 10px;
    color: rgba(0, 0, 0, .5);
}

.announcement-bar .cta-link {
    font-weight: 600;
    color: #000;
    transition: all 0.2s ease;
}

.announcement-bar .cta-link:hover {
    text-decoration: underline !important;
    opacity: .8;
}

/* ── BREADCRUMB ── */
.breadcrumb-bar {
    background: #fff;
    border-bottom: 1px solid rgba(13, 27, 76, .06);
    height: 64px;
    display: flex;
    align-items: center;
    position: relative;
    z-index: 2;
}

.breadcrumb-bar .container {
    display: flex;
    align-items: center;
    height: 100%;
}

.breadcrumb {
    display: flex;
    align-items: center;
    gap: 10px;
    margin: 0 !important;
    padding: 0 !important;
    background: transparent !important;
    font-family: 'Roboto', sans-serif;
    font-size: 14px !important;
    font-weight: 500;
    line-height: normal;
}

.breadcrumb a {
    color: #7f8aa3;
    transition: color .2s ease;
}

.breadcrumb a:hover {
    color: var(--md-blue);
}

.bc-sep {
    color: #c5cede;
    font-size: 11px;
    display: flex;
    align-items: center;
}

.bc-current {
    color: var(--md-blue);
    font-weight: 700;
}

@media (max-width:768px) {
    .breadcrumb-bar {
        height: 54px;
    }

    .breadcrumb {
        font-size: 12.5px;
        gap: 7px;
    }
}

/* ── BUTTONS ── */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    font-family: 'Roboto', sans-serif;
    font-weight: 600;
    font-size: 14px;
    border-radius: 8px;
    cursor: pointer;
    transition: background-color .25s ease, border-color .25s ease, color .25s ease, transform .2s ease, box-shadow .25s ease;
    white-space: nowrap;
    text-decoration: none !important;
    border: none;
    position: relative;
}

.btn-primary {
    background: var(--md-blue) !important;
    color: #fff !important;
    padding: 13px 24px;
    border: 1px solid transparent;
    box-shadow: 0 4px 14px rgba(45, 108, 223, .14);
}

.btn-primary:hover {
    background: var(--md-blue-dark) !important;
    transform: translateY(-1px);
    box-shadow: 0 8px 22px rgba(45, 108, 223, .18);
}

.btn-outline {
    background: transparent !important;
    color: var(--md-navy) !important;
    border: 1.5px solid var(--md-gray-200) !important;
    padding: 13px 24px;
    font-size: 14.5px;
}

.btn-outline:hover {
    border-color: var(--md-blue) !important;
    color: var(--md-blue) !important;
    background: var(--md-blue-light) !important;
}

.btn-outline-light {
    background: transparent;
    border: 1px solid rgba(255, 255, 255, 0.28) !important;
    color: #fff !important;
    padding: 13px 24px;
    backdrop-filter: blur(4px);
}

.btn-outline-light:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.45) !important;
    transform: translateY(-1px);
}

.btn-ghost-light {
    background: transparent !important;
    color: #fff !important;
    border: 1.5px solid rgba(255, 255, 255, .4) !important;
    padding: 11px 22px;
    font-size: 14px;
    border-radius: var(--radius-sm);
}

.btn-ghost-light:hover {
    background: rgba(255, 255, 255, .1) !important;
    border-color: rgba(255, 255, 255, .7) !important;
    color: #fff !important;
}

.btn-cta-primary {
    background: var(--md-yellow) !important;
    color: var(--md-navy) !important;
    padding: 14px 26px;
    font-size: 14.5px;
    font-weight: 700;
    box-shadow: 0 4px 20px rgba(255, 193, 7, .3);
    border: none !important;
    border-radius: var(--radius-sm);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    cursor: pointer;
    transition: all var(--transition);
    text-decoration: none !important;
    width: 100%;
    justify-content: center;
}

.btn-cta-primary:hover {
    background: var(--md-yellow-dark) !important;
    color: var(--md-navy) !important;
    transform: translateY(-1px);
    box-shadow: 0 6px 24px rgba(255, 193, 7, .4);
}

.btn-cta-outline {
    background: transparent !important;
    color: rgba(255, 255, 255, .9) !important;
    border: 1.5px solid rgba(255, 255, 255, .35) !important;
    padding: 14px 22px;
    font-size: 14.5px;
    font-weight: 600;
    border-radius: var(--radius-sm);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    cursor: pointer;
    transition: all var(--transition);
    text-decoration: none !important;
    width: 100%;
}

.btn-cta-outline:hover {
    background: rgba(255, 255, 255, .08) !important;
    border-color: rgba(255, 255, 255, .7) !important;
    color: #fff !important;
}

.btn-large {
    padding: 15px 32px;
    font-size: 15px;
}

.btn-arrow {
    display: inline-block;
    transition: transform var(--transition);
}

.btn:hover .btn-arrow {
    transform: translateX(3px);
}

@media (max-width:768px) {
    .btn {
        width: 100%;
        justify-content: center;
    }
}

/* ═══════════════ SCROLL 1 — HERO ═══════════════ */
.hero {
    background: #fff;
    padding: 60px 0 0;
    position: relative;
    overflow: hidden;
    isolation: isolate;
}

.hero-bg-mesh {
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 700px 500px at 110% 0%, rgba(45, 108, 223, .06) 0%, transparent 60%), radial-gradient(ellipse 500px 400px at -10% 80%, rgba(45, 108, 223, .04) 0%, transparent 60%);
    pointer-events: none;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: center;
}

.hero-h1 {
    font-size: clamp(28px, 4vw, 50px);
    font-weight: 800;
    color: var(--md-navy);
    line-height: 1.13;
    margin-bottom: 18px;
    letter-spacing: -.025em;
}

.h1-accent {
    color: var(--md-blue);
    position: relative;
}

.h1-accent::after {
    content: '';
    position: absolute;
    bottom: 1px;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--md-blue), transparent);
    border-radius: 2px;
    opacity: .3;
}

.hero-sub {
    font-size: 15.5px;
    color: var(--md-gray-600);
    line-height: 1.65;
    max-width: 470px;
    margin-bottom: 20px;
}

.hero-checks {
    display: flex;
    flex-wrap: wrap;
    gap: 7px;
    margin-bottom: 28px;
    padding-left: 0;
}

.hero-checks li {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 12px;
    font-weight: 500;
    color: var(--md-navy);
    background: var(--md-gray-100);
    border: 1px solid var(--md-gray-200);
    padding: 4px 11px;
    border-radius: 999px;
}

.check-icon {
    color: var(--md-blue);
    font-weight: 700;
    font-size: 12px;
}

.hero-btns {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

/* HERO IMAGE */
.fund-raiser-hero-visual {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}

.fund-raiser-hero-visual img {
  width: 120%;
  max-width: 760px;
  height: auto;
  display: block;
  object-fit: contain;
}

/* ── STATS BAR ── */
.stats-bar {
    background: var(--md-navy);
    margin-top: 48px;
}

.stats-inner {
    display: flex;
    align-items: stretch;
}

.stat-item {
    flex: 1;
    text-align: center;
    padding: 24px 16px;
    border-right: 1px solid rgba(255, 255, 255, .08);
}

.stat-item:last-child {
    border-right: none;
}

.stat-num {
    font-size: 28px;
    font-weight: 800;
    color: var(--md-yellow);
    line-height: 1;
    margin-bottom: 5px;
    letter-spacing: -.03em;
}

.stat-label {
    font-size: 12px;
    color: rgba(255, 255, 255, .55);
    font-weight: 400;
}

/* ── PAIN STRIP ── */
.pain-strip {
    background: #fff;
    border-top: 1px solid var(--md-gray-200);
    padding: 72px 0;
}

.pain-strip-header {
    max-width: 760px;
    margin-bottom: 34px;
}

.pain-strip-eyebrow {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: var(--md-blue);
    background: var(--md-blue-light);
    padding: 6px 12px;
    border-radius: 999px;
    margin-bottom: 18px;
}

.pain-strip-title {
    font-size: clamp(28px, 3vw, 40px);
    font-weight: 800;
    line-height: 1.2;
    color: var(--md-navy);
    letter-spacing: -.03em;
    margin-bottom: 14px;
    max-width: 760px;
}

.pain-strip-sub {
    font-size: 16px;
    line-height: 1.7;
    color: var(--md-gray-600);
    max-width: 620px;
    margin-bottom: 0;
}

.pain-cols {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.pain-col {
    background: #fff;
    border: 1px solid var(--md-gray-200);
    border-radius: var(--radius-lg);
    padding: 28px 24px;
    transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease, background .25s ease;
}

.pain-col:hover {
    transform: translateY(-4px);
    background: #fff;
    border-color: rgba(45, 108, 223, .25);
    box-shadow: var(--shadow-card-lg);
}

.pain-col-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    background: var(--md-blue-light);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 18px;
}

.pain-col-body h3 {
    font-size: 17px;
    font-weight: 700;
    color: var(--md-navy);
    margin-bottom: 10px;
    line-height: 1.3;
}

.pain-col-body p {
    font-size: 14px;
    color: var(--md-gray-600);
    line-height: 1.7;
    margin: 0;
}

/* ═══════════════ FUNDING OPTIONS (inside CTA/panels if needed) ═══════════════ */
.funding-layout {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 20px;
    align-items: start;
}

.funding-card {
    background: #fff;
    border: 2px solid var(--md-gray-200);
    border-radius: var(--radius-lg);
    padding: 28px 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.funding-equity {
    border-color: var(--md-equity);
}

.funding-debt {
    border-color: var(--md-debt);
}

.funding-card-top {
    display: flex;
    align-items: center;
}

.funding-badge {
    font-size: 14px;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 999px;
}

.funding-badge-equity {
    background: var(--md-equity-bg);
    color: var(--md-equity);
}

.funding-badge-debt {
    background: var(--md-debt-bg);
    color: var(--md-debt);
}

.funding-body {
    font-size: 14px;
    color: var(--md-gray-600);
    line-height: 1.65;
    margin: 0;
}

.funding-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.chip {
    font-size: 11px;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 999px;
}

.chip-equity {
    background: var(--md-equity-bg);
    color: var(--md-equity);
    border: 1px solid rgba(83, 74, 183, .25);
}

.chip-debt {
    background: var(--md-debt-bg);
    color: var(--md-debt);
    border: 1px solid rgba(24, 95, 165, .25);
}

.funding-checks {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.funding-checks li {
    font-size: 13.5px;
    color: var(--md-gray-800);
    display: flex;
    align-items: center;
    gap: 8px;
}

.funding-checks i {
    font-size: 14px;
}

.text-equity {
    color: var(--md-equity);
}

.text-debt {
    color: var(--md-debt);
}

.funding-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 12px 18px;
    border-radius: var(--radius-sm);
    font-size: 13.5px;
    font-weight: 700;
    border: 2px solid;
    transition: all var(--transition);
    margin-top: auto;
}

.funding-cta-equity {
    color: var(--md-equity);
    border-color: var(--md-equity);
    background: transparent;
}

.funding-cta-equity:hover {
    background: var(--md-equity);
    color: #fff;
}

.funding-cta-debt {
    color: var(--md-debt);
    border-color: var(--md-debt);
    background: transparent;
}

.funding-cta-debt:hover {
    background: var(--md-debt);
    color: #fff;
}

.decision-panel {
    background: var(--md-gray-50);
    border: 1px solid var(--md-gray-200);
    border-radius: var(--radius-lg);
    padding: 24px 20px;
    display: flex;
    flex-direction: column;
    gap: 14px;
    min-width: 200px;
    width: 220px;
    align-self: stretch;
    justify-content: center;
}

.decision-title {
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .08em;
    color: var(--md-navy);
    margin-bottom: 4px;
}

.decision-table {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.decision-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 8px;
}

.decision-sit {
    font-size: 11.5px;
    color: var(--md-gray-600);
    line-height: 1.4;
    flex: 1;
}

.decision-fit {
    font-size: 10px;
    font-weight: 700;
    padding: 3px 8px;
    border-radius: 999px;
    white-space: nowrap;
}

.fit-equity {
    background: var(--md-equity-bg);
    color: var(--md-equity);
}

.fit-debt {
    background: var(--md-debt-bg);
    color: var(--md-debt);
}

.fit-caas {
    background: var(--md-green-bg);
    color: var(--md-green);
}

.decision-cta-link {
    font-size: 12px;
    font-weight: 700;
    color: var(--md-green);
    text-align: center;
    padding-top: 10px;
    border-top: 1px solid var(--md-gray-200);
}

.caas-callout {
    display: flex;
    align-items: center;
    gap: 20px;
    background: var(--md-green-bg);
    border: 1.5px solid rgba(29, 158, 117, .25);
    border-radius: var(--radius-lg);
    padding: 22px 26px;
    margin-top: 24px;
}

.caas-icon {
    font-size: 32px;
    flex-shrink: 0;
}

.caas-body {
    flex: 1;
}

.caas-title {
    font-size: 16px;
    font-weight: 700;
    color: var(--md-navy);
    margin-bottom: 5px;
}

.caas-text {
    font-size: 13.5px;
    color: var(--md-gray-600);
    line-height: 1.6;
    margin: 0;
}

.caas-link {
    font-size: 13px;
    font-weight: 700;
    color: var(--md-green);
    white-space: nowrap;
    padding: 10px 18px;
    border: 1.5px solid var(--md-green);
    border-radius: var(--radius-sm);
    transition: all var(--transition);
    flex-shrink: 0;
}

.caas-link:hover {
    background: var(--md-green);
    color: #fff;
}

/* ═══════════════ FS-SECTION WRAPPERS ═══════════════ */
.fs-section {
    padding: 72px 0;
}

.bg-white {
    background: #fff;
}

.bg-gray {
    background: var(--md-gray-50);
    border-top: 1px solid var(--md-gray-200);
    border-bottom: 1px solid var(--md-gray-200);
}

.bg-navy {
    background: var(--md-navy);
}

/* Section header — centered for journey/tools/investor sections */
.section-header-center {
    text-align: center;
    margin-bottom: 44px;
}

.section-header-center .section-sub {
    margin-left: auto;
    margin-right: auto;
}

/* =========================================================
   FUNDRAISER JOURNEY
========================================================= */

.fundraiser-process-section{
  background:var(--md-gray-50);
  padding:64px 0 68px;
  border-top:1px solid var(--md-gray-200);
}

/* HEADER */
.fundraiser-process-section .pv-header{
  margin-bottom:52px;
}

.fundraiser-process-section .section-h2{
  margin-bottom:24px;
}

.fundraiser-process-section .section-sub{
  max-width:760px;
  margin:0 0 26px;
  font-size:18px;
  line-height:1.75;
  color:var(--md-gray-600);
}

/* =========================================================
   STEPPER
========================================================= */

.fundraiser-process-section .stepper-row{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  position:relative;
  gap:0;
  margin-bottom:0;
  overflow-x:auto;
  padding-bottom:10px;
}

.fundraiser-process-section .stepper-row::-webkit-scrollbar{
  display:none;
}

/* CONNECTOR */
.fundraiser-process-section .stepper-line{
  position:absolute;
  top:36px;
  left:12.5%;
  right:12.5%;
  height:2px;
  background:var(--md-blue-mid);
  z-index:0;
}

/* STEP */
.fundraiser-process-section .stepper-step{
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
  padding:0 12px;
  position:relative;
  z-index:2;
  width:25%;
  min-width:220px;
  cursor:pointer;
  user-select:none;
}

/* ARROW */
.fundraiser-process-section .stepper-step::after{
  content:'→';
  position:absolute;
  top:26px;
  right:-18px;
  font-size:18px;
  font-weight:700;
  color:var(--md-blue-mid);
}

.fundraiser-process-section .stepper-step:last-child::after{
  display:none;
}

/* BUBBLE */
.fundraiser-process-section .ss-bubble{
  width:72px;
  height:72px;
  border-radius:50%;
  border:2px solid var(--md-blue-mid);
  background:#fff;
  display:flex;
  align-items:center;
  justify-content:center;
  position:relative;
  margin-bottom:18px;
  transition:
    background .22s ease,
    border-color .22s ease,
    box-shadow .22s ease,
    transform .22s ease;
  box-shadow:0 2px 8px rgba(0,0,0,.06);
}

.fundraiser-process-section .ss-emoji{
  font-size:26px;
  line-height:1;
  transition:filter .22s ease;
}

/* BADGE */
.fundraiser-process-section .ss-badge{
  position:absolute;
  top:-6px;
  right:-6px;
  width:22px;
  height:22px;
  background:var(--md-blue-mid);
  color:#fff;
  border-radius:50%;
  font-size:9px;
  font-weight:700;
  display:flex;
  align-items:center;
  justify-content:center;
  border:2px solid #fff;
  transition:background .22s ease;
  line-height:1;
}

/* CARET */
.fundraiser-process-section .ss-caret{
  display:block;
  font-size:12px;
  color:var(--md-gray-400);
  margin-top:10px;
  transition:transform .25s ease,color .22s ease;
  line-height:1;
}

/* LABEL */
.fundraiser-process-section .ss-label h3{
  font-size:14px;
  font-weight:700;
  color:var(--md-navy);
  margin-bottom:6px;
  transition:color .22s ease;
}

.fundraiser-process-section .ss-label p{
  font-size:12px;
  color:var(--md-gray-600);
  line-height:1.55;
  margin:0;
}

/* HOVER */
.fundraiser-process-section .stepper-step:hover .ss-bubble{
  border-color:var(--md-blue);
  box-shadow:0 0 0 5px var(--md-blue-light),0 4px 14px rgba(45,108,223,.15);
  transform:translateY(-2px);
}

.fundraiser-process-section .stepper-step:hover .ss-badge{
  background:var(--md-blue);
}

.fundraiser-process-section .stepper-step:hover .ss-caret{
  color:var(--md-blue);
}

.fundraiser-process-section .stepper-step:hover .ss-label h3{
  color:var(--md-blue);
}

/* ACTIVE */
.fundraiser-process-section .stepper-step.active .ss-bubble{
  background:var(--md-blue);
  border-color:var(--md-blue);
  box-shadow:0 0 0 5px var(--md-blue-light),var(--shadow-blue);
  transform:translateY(-2px);
}

.fundraiser-process-section .stepper-step.active .ss-emoji{
  filter:brightness(0) invert(1);
}

.fundraiser-process-section .stepper-step.active .ss-badge{
  background:var(--md-navy);
}

.fundraiser-process-section .stepper-step.active .ss-caret{
  color:var(--md-blue);
  transform:rotate(180deg);
}

.fundraiser-process-section .stepper-step.active .ss-label h3{
  color:var(--md-blue);
}

/* =========================================================
   PANEL
========================================================= */

.fundraiser-process-section .step-panel{
  display:none;
  width:100%;
  animation:fadePanel .32s ease;
}

.fundraiser-process-section .step-panel.open{
  display:block;
  margin-top:32px;
}

@keyframes fadePanel{
  from{
    opacity:0;
    transform:translateY(10px);
  }
  to{
    opacity:1;
    transform:translateY(0);
  }
}

/* PANEL INNER */
.fundraiser-process-section .step-panel-inner{
  background:#fff;
  border:1.5px solid var(--md-blue-mid);
  border-radius:var(--radius-lg);
  padding:28px 28px 24px;
  display:grid;
  grid-template-columns:260px 1fr;
  grid-template-rows:auto auto;
  gap:0 32px;
  position:relative;
  overflow:hidden;
}

/* TOP BAR */
.fundraiser-process-section .step-panel-inner::before{
  content:'';
  position:absolute;
  top:0;
  left:0;
  right:0;
  height:3px;
  background:linear-gradient(90deg,var(--md-blue),var(--md-blue-mid));
  border-radius:999px 999px 0 0;
}

/* INTRO */
.fundraiser-process-section .sp-intro{
  grid-column:1;
  grid-row:1 / 3;
  padding-right:32px;
  border-right:1px solid var(--md-gray-200);
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
}

.fundraiser-process-section .sp-step-tag{
  display:inline-block;
  font-size:10px;
  font-weight:700;
  letter-spacing:.10em;
  text-transform:uppercase;
  color:var(--md-blue);
  background:var(--md-blue-light);
  padding:3px 10px;
  border-radius:999px;
  margin-bottom:12px;
  align-self:flex-start;
}

.fundraiser-process-section .sp-intro h4{
  font-size:16px;
  font-weight:700;
  color:var(--md-navy);
  line-height:1.3;
  margin-bottom:10px;
}

.fundraiser-process-section .sp-intro p{
  font-size:13px;
  color:var(--md-gray-600);
  line-height:1.65;
  margin:0;
}

/* VALUES */
.fundraiser-process-section .sp-values{
  grid-column:2;
  grid-row:1;
  display:flex;
  flex-direction:column;
  border:1px solid var(--md-gray-200);
  border-radius:var(--radius-md);
  overflow:hidden;
}

.fundraiser-process-section .sp-values .value-row{
  display:flex;
  align-items:center;
  gap:14px;
  padding:14px 16px;
  border-bottom:1px solid var(--md-gray-200);
  transition:background var(--transition);
}

.fundraiser-process-section .sp-values .value-row:last-child,
.fundraiser-process-section .sp-values .value-row.last{
  border-bottom:none;
}

.fundraiser-process-section .sp-values .value-row:hover{
  background:var(--md-blue-light);
}

.fundraiser-process-section .sp-values .vr-icon{
  width:36px;
  height:36px;
  border-radius:9px;
  display:flex;
  align-items:center;
  justify-content:center;
  font-size:17px;
  flex-shrink:0;
}

.fundraiser-process-section .sp-values .vr-body{
  flex:1;
}

.fundraiser-process-section .sp-values .vr-body h3{
  font-size:13px;
  font-weight:700;
  color:var(--md-navy);
  margin-bottom:2px;
}

.fundraiser-process-section .sp-values .vr-body p{
  font-size:11.5px;
  color:var(--md-gray-600);
  line-height:1.5;
  margin:0;
}

.fundraiser-process-section .sp-values .vr-cta{
  font-size:11.5px;
  font-weight:700;
  color:var(--md-blue);
  white-space:nowrap;
  flex-shrink:0;
  padding:5px 10px;
  background:var(--md-blue-light);
  border-radius:6px;
  transition:background var(--transition),color var(--transition);
  text-decoration:none !important;
}

.fundraiser-process-section .sp-values .vr-cta:hover{
  background:var(--md-blue);
  color:#fff;
}

/* CTA ROW */
.fundraiser-process-section .sp-cta-row{
  grid-column:2;
  grid-row:2;
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  padding-top:16px;
  margin-top:16px;
  border-top:1px solid var(--md-gray-200);
}

.fundraiser-process-section .sp-cta-row .btn{
  min-width:220px;
  height:40px;
  justify-content:center;
}

/* =========================================================
   MOBILE
========================================================= */

@media(max-width:991px){

  .fundraiser-process-section .step-panel-inner{
    grid-template-columns:1fr;
    grid-template-rows:auto;
    gap:24px;
  }

  .fundraiser-process-section .sp-intro{
    grid-column:auto;
    grid-row:auto;
    border-right:none;
    border-bottom:1px solid var(--md-gray-200);
    padding-right:0;
    padding-bottom:20px;
  }

  .fundraiser-process-section .sp-values{
    grid-column:auto;
    grid-row:auto;
  }

  .fundraiser-process-section .sp-cta-row{
    grid-column:auto;
    grid-row:auto;
  }
}

@media(max-width:768px){

  .fundraiser-process-section .stepper-row{
    justify-content:flex-start;
    gap:18px;
  }

  .fundraiser-process-section .stepper-line{
    display:none;
  }

  .fundraiser-process-section .stepper-step{
    min-width:220px;
  }

  .fundraiser-process-section .stepper-step::after{
    display:none;
  }
}
/* ══════════════════════════════════════════
   EQUITY vs DEBT FUNDING
══════════════════════════════════════════ */

.funding-section-premium{
    position:relative;
    padding:82px 0 86px;
    background:
        linear-gradient(180deg,#ffffff 0%,#f7f9fc 100%);
    overflow:hidden;
}

/* ========================================
   BACKGROUND ORBS
======================================== */
.funding-bg-orb{
    position:absolute;
    border-radius:50%;
    filter:blur(70px);
    pointer-events:none;
    z-index:0;
}

.orb-1{
    width:260px;
    height:260px;
    background:rgba(30,58,95,.06);
    top:-120px;
    left:-80px;
}

.orb-2{
    width:240px;
    height:240px;
    background:rgba(200,169,107,.08);
    bottom:-120px;
    right:-60px;
}

.funding-section-premium .container{
    position:relative;
    z-index:2;
}

/* ========================================
   HEADER
======================================== */
.funding-header{
    max-width:760px;
    margin:0 0 52px;
    text-align:left;
}

.funding-header .section-sub{
    max-width:700px;
    margin:0;
    font-size:16px;
    line-height:1.8;
    color:var(--md-gray-600);
    font-weight:400;
}
.section-tag{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    padding:7px 14px;
    border-radius:999px;
    background:rgba(30,58,95,.06);
    color:var(--md-blue);
    font-size:11px;
    font-weight:700;
    letter-spacing:.08em;
    text-transform:uppercase;
    margin-bottom:18px;
    border:1px solid rgba(30,58,95,.08);
}

.funding-header .section-h2{
    margin-bottom:18px;
    font-size:44px;
    line-height:1.12;
    font-weight:800;
    letter-spacing:-0.03em;
    color:var(--md-navy);
}

.funding-header .section-h2 span{
    display:block;
    color:var(--md-blue);
}

/* ========================================
   MAIN GRID
======================================== */
.funding-main-grid{
    display:grid;
    grid-template-columns:1fr 120px 1fr;
    gap:22px;
    align-items:start;
}

/* ========================================
   CARDS
======================================== */
.capital-card{
    position:relative;
    display:flex;
    flex-direction:column;
    gap: 18px;
    padding:28px;
    border-radius:22px;
    background:#fff;
    border:1px solid #E7EDF5;
    box-shadow:
        0 10px 30px rgba(15,23,42,.04);
    transition:
        transform .32s ease,
        box-shadow .32s ease,
        border-color .32s ease;
    overflow:hidden;
}

.capital-card:hover{
    transform:translateY(-4px);
    box-shadow:
        0 18px 40px rgba(15,23,42,.07);
}

.capital-card.equity{
    border-top:3px solid var(--md-blue);
}

.capital-card.debt{
    border-top:3px solid var(--md-yellow);
}

/* ========================================
   TOP
======================================== */
.capital-top{
    display:flex;
    align-items:center;
    gap:14px;
    margin-bottom:18px;
}

.capital-icon{
    width:54px;
    height:54px;
    border-radius:16px;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:22px;
    flex-shrink:0;
}

.equity .capital-icon{
    background:rgba(30,58,95,.08);
    color:var(--md-blue);
}

.debt .capital-icon{
    background:rgba(200,169,107,.12);
    color:#B78B3D;
}

.capital-label{
    font-size:10px;
    font-weight:700;
    letter-spacing:.12em;
    text-transform:uppercase;
    color:var(--md-gray-500);
    margin-bottom:4px;
}

.capital-top h3{
    margin:0;
    font-size:28px;
    line-height:1.1;
    font-weight:800;
    color:var(--md-navy);
    letter-spacing:-0.02em;
}

/* ========================================
   DESCRIPTION
======================================== */
.capital-desc{
    margin-bottom:16px;
    font-size:14px;
    line-height:1.75;
    color:var(--md-gray-600);
}

/* ========================================
   HIGHLIGHT BOX
======================================== */
.capital-highlight{
    padding:14px 16px;
    border-radius:14px;
    margin-bottom:18px;
    font-size:13px;
    line-height:1.7;
    font-weight:500;
}

.equity .capital-highlight{
    background:rgba(30,58,95,.05);
    color:var(--md-blue);
}

.debt .capital-highlight{
    background:rgba(200,169,107,.10);
    color:#8A6524;
}

/* ========================================
   FEATURES
======================================== */
.capital-features{
    display:flex;
    flex-direction:column;
    gap:12px;
    margin-bottom:22px;
}

.feature-row{
    display:flex;
    align-items:flex-start;
    gap:10px;
    font-size:13px;
    line-height:1.6;
    color:#435066;
}

.feature-row i{
    margin-top:2px;
    font-size:15px;
    flex-shrink:0;
}

.equity .feature-row i{
    color:var(--md-blue);
}

.debt .feature-row i{
    color:#B78B3D;
}

/* ========================================
   TAGS
======================================== */
.capital-tags{
    display:flex;
    flex-wrap:wrap;
    gap:8px;
    margin-top:auto;
    margin-bottom:22px;
}

.capital-tags span{
    padding:7px 12px;
    border-radius:999px;
    background:#F4F7FB;
    border:1px solid #E4EBF3;
    font-size:11px;
    font-weight:700;
    color:#516072;
    line-height:1;
}

/* ========================================
   BUTTONS
======================================== */
.capital-btn{
    width:100%;
    min-height:48px;
    border-radius:14px;
    display:flex;
    align-items:center;
    justify-content:center;
    gap:8px;
    text-decoration:none;
    font-size:14px;
    font-weight:700;
    transition:all .28s ease;
}

.equity .capital-btn{
    background:var(--md-blue);
    color:#fff;
}

.equity .capital-btn:hover{
    background:#16314F;
    color:#fff;
    transform:translateY(-1px);
}

.debt .capital-btn{
    background:var(--md-yellow);
    color:#fff;
}

.debt .capital-btn:hover{
    background:#B58E4B;
    color:#fff;
    transform:translateY(-1px);
}

/* ========================================
   MIDDLE
======================================== */
/* =========================
   CENTER SECTION
========================= */

.funding-middle{
    display:flex;
    flex-direction:column;
    align-items:center;
    justify-content:flex-start;
    gap:14px;
    min-width:130px;
    max-width:130px;
    position:relative;
}

.middle-line{
    width:1px;
    height:275px;
    background:#d8deea;
}

.vs-badge{
    width:58px;
    height:58px;
    border-radius:50%;
    background:#fff;
    border:1px solid #dbe3f0;

    display:flex;
    align-items:center;
    justify-content:center;

    font-size:15px;
    font-weight:800;
    color:#2f6fed;
    letter-spacing:.08em;

    box-shadow:
    0 10px 30px rgba(15,23,42,.05);
}

/* =========================
   ADVISORY MINI CARD
========================= */

.middle-card{
    width:100%;
    background:#fff;
    border:1px solid #e3e8f2;
    border-radius:22px;
    padding:18px 16px;
    display:flex;
    flex-direction:column;
    align-items:flex-start !important;
    text-align:left;
    box-shadow:
    0 12px 35px rgba(15,23,42,.05);
}

.middle-mini{
    display:flex;
    align-items:center;
    gap:8px;

    font-size:11px;
    font-weight:800;
    letter-spacing:.12em;
    text-transform:uppercase;

    color:#111827;

    margin-bottom:14px;
    line-height:1.4;
}

.mini-dot{
    width:6px;
    height:6px;
    border-radius:50%;
    background:#ffbf00;
    flex-shrink:0;
}

.middle-card h4{
    font-size:18px;
    line-height:1.3;
    font-weight:800;
    color:#0b1b52;

    margin:0 0 10px;
}

.middle-card p{
    margin:0;

    font-size:14px;
    line-height:1.75;
    font-weight:500;

    color:#5f6b85;
}

/* ========================================
   DECISION STRIP
======================================== */
.funding-decision-strip{
    margin-top:38px;
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:18px;
}

.decision-item{
    display:flex;
    align-items:flex-start;
    gap:14px;
    padding:22px;
    border-radius:20px;
    background:#fff;
    border:1px solid #E7EDF5;
    box-shadow:0 10px 28px rgba(15,23,42,.03);
    transition:all .28s ease;
}

.decision-item:hover{
    transform:translateY(-3px);
    box-shadow:0 18px 40px rgba(15,23,42,.06);
}

.decision-icon{
    width:46px;
    height:46px;
    border-radius:14px;
    display:flex;
    align-items:center;
    justify-content:center;
    background:#F4F7FB;
    font-size:20px;
    flex-shrink:0;
}

.decision-item h4{
    margin-bottom:6px;
    font-size:16px;
    line-height:1.2;
    font-weight:700;
    color:var(--md-navy);
}

.decision-item p{
    margin:0;
    font-size:13px;
    line-height:1.7;
    color:var(--md-gray-600);
}

/* ========================================
   RESPONSIVE
======================================== */
@media (max-width:1200px){

    .funding-main-grid{
        grid-template-columns:1fr;
    }

    .funding-middle{
        flex-direction:row;
    }

    .middle-line{
        width:100%;
        height:1px;
    }

    .middle-card{
        max-width:480px;
    }
}

@media (max-width:992px){

    .funding-header .section-h2{
        font-size:38px;
    }

    .funding-decision-strip{
        grid-template-columns:1fr;
    }
}

@media (max-width:768px){

    .funding-section-premium{
        padding:70px 0;
    }

    .funding-header{
        margin-bottom:40px;
    }

    .funding-header .section-h2{
        font-size:32px;
    }

    .capital-card{
        padding:24px;
    }

    .capital-top h3{
        font-size:24px;
    }

    .decision-item{
        padding:20px;
    }
}

@media (max-width:576px){

    .capital-top{
        align-items:flex-start;
    }

    .capital-icon{
        width:48px;
        height:48px;
        font-size:20px;
    }

    .capital-top h3{
        font-size:22px;
    }

    .capital-btn{
        min-height:44px;
        font-size:13px;
    }

    .middle-card{
        padding:16px;
    }
}

/* ═══════════════ TESTIMONIALS ═══════════════ */
.testimonials-section {
    background: var(--md-navy);
    padding: 56px 0 52px;
    position: relative;
    overflow: hidden;
}

.testimonials-section::before {
    content: '';
    position: absolute;
    top: -120px;
    right: -120px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(45, 108, 223, .12) 0%, transparent 70%);
    pointer-events: none;
}

.testi-header {
    margin-bottom: 32px;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    margin-bottom: 28px;
}

.testimonial-card {
    background: rgba(255, 255, 255, .05);
    border: 1px solid rgba(255, 255, 255, .08);
    border-radius: var(--radius-lg);
    padding: 24px 20px;
    display: flex;
    flex-direction: column;
    transition: background var(--transition), border-color var(--transition), transform var(--transition);
}

.testimonial-card:hover {
    background: rgba(255, 255, 255, .08);
    border-color: rgba(45, 108, 223, .35);
    transform: translateY(-3px);
}

.testimonial-card.featured {
    background: rgba(45, 108, 223, .12);
    border-color: rgba(45, 108, 223, .28);
}

.tcard-stars {
    font-size: 12px;
    color: var(--md-yellow);
    letter-spacing: 2px;
    margin-bottom: 12px;
}

.tcard-text {
    font-size: 13px;
    color: rgba(255, 255, 255, .82);
    line-height: 1.7;
    font-style: italic;
    flex: 1;
    margin-bottom: 16px;
}

.tcard-sep {
    width: 24px;
    height: 2px;
    background: var(--md-blue);
    border-radius: 2px;
    margin-bottom: 12px;
}

.tcard-author {
    display: flex;
    align-items: center;
    gap: 10px;
}

.tcard-avatar {
    width: 34px;
    height: 34px;
    background: var(--md-blue);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 700;
    color: #fff;
    flex-shrink: 0;
}

.tcard-name {
    font-size: 12.5px;
    font-weight: 600;
    color: #fff;
}

.tcard-co {
    font-size: 11px;
    color: rgba(255, 255, 255, .45);
}

.testimonials-link {
    text-align: center;
}

/* ═══════════════ SCROLL 3 — CTA + FAQ BAND ═══════════════ */
.cta-faq-band {
    background: var(--md-blue-dark);
    padding: 60px 0;
}

.cfa-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: start;
}

.cfa-cta-block {
    color: #fff;
}

.cta-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .06em;
    text-transform: uppercase;
    color: var(--md-yellow);
    background: rgba(255, 193, 7, .12);
    border: 1px solid rgba(255, 193, 7, .28);
    padding: 4px 14px;
    border-radius: 999px;
    margin-bottom: 18px;
}

.cta-h2 {
    font-size: clamp(22px, 2.8vw, 34px);
    font-weight: 800;
    color: #fff;
    margin-bottom: 12px;
    letter-spacing: -.02em;
    line-height: 1.2;
}

.cta-sub {
    font-size: 14.5px;
    color: rgba(255, 255, 255, .7);
    line-height: 1.65;
    margin-bottom: 24px;
}

.nextsteps-mini {
    margin-bottom: 28px;
}

.ns-mini-step {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 13.5px;
    color: rgba(255, 255, 255, .88);
    font-weight: 500;
}

.ns-mini-num {
    width: 26px;
    height: 26px;
    background: var(--md-blue);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    font-weight: 700;
    color: #fff;
    flex-shrink: 0;
    border: 1.5px solid rgba(255, 255, 255, .25);
}

.ns-mini-arrow {
    font-size: 13px;
    color: rgba(255, 255, 255, .3);
    padding: 4px 0 4px 10px;
}

.cfa-btns {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.cfa-faq-block {
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 28px 24px;
}

.faq-block-title {
    font-size: 15px;
    font-weight: 700;
    color: var(--md-navy);
    margin-bottom: 16px;
}

.faq-item {
    border-bottom: 1px solid var(--md-gray-200);
}

.faq-item:first-of-type {
    border-top: 1px solid var(--md-gray-200);
}

.faq-q {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 0;
    font-family: 'Roboto', sans-serif;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--md-navy);
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    gap: 12px;
    transition: color var(--transition);
}

.faq-q:hover {
    color: var(--md-blue);
}

.faq-icon {
    width: 26px;
    height: 26px;
    flex-shrink: 0;
    background: var(--md-gray-100);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 17px;
    font-weight: 300;
    color: var(--md-gray-600);
    transition: transform var(--transition), background var(--transition), color var(--transition);
}

.faq-item.open .faq-icon {
    transform: rotate(45deg);
    background: var(--md-blue-dark);
    color: #fff;
}

.faq-item.open .faq-q {
    color: var(--md-blue-dark);
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    font-size: 13px;
    color: var(--md-gray-600);
    line-height: 1.7;
    transition: max-height .35s ease, padding .25s ease;
    padding: 0;
}

.faq-item.open .faq-a {
    max-height: 220px;
    padding-bottom: 14px;
}

.faq-advisor-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-top: 20px;
    padding-top: 16px;
    border-top: 1px solid var(--md-gray-200);
}

.faq-advisor-cta span {
    font-size: 13px;
    color: var(--md-gray-600);
}

/* ── DISCOVERY ── */
.discovery-section {
    background: var(--md-gray-50);
    padding: 56px 0 52px;
    border-top: 1px solid var(--md-gray-200);
}

/* Discovery Section CTA */
.discovery-cta {
  width: 100%;
  display: flex;
  justify-content: center;
  align-items: center;
  margin-top: 36px;
}

/* Mobile */
@media (max-width: 768px) {
  .discovery-cta .btn {
    width: 100%;
    min-width: unset;
  }
}

.disc-header {
    margin-bottom: 32px;
}

.disc-two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 36px;
    align-items: start;
}

.disc-col-title {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .09em;
    text-transform: uppercase;
    color: var(--md-blue);
    margin-bottom: 14px;
}

.geo-list {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--md-gray-200);
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: #fff;
}

.geo-row {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 13px 16px;
    border-bottom: 1px solid var(--md-gray-200);
    text-decoration: none !important;
    transition: background var(--transition);
}

.geo-row:last-child {
    border-bottom: none;
}

.geo-row:hover {
    background: var(--md-blue-light);
}

.geo-row-icon {
    font-size: 18px;
    flex-shrink: 0;
}

.geo-row-name {
    font-size: 13.5px;
    font-weight: 700;
    color: var(--md-navy);
    min-width: 90px;
}

.geo-row-sub {
    font-size: 11.5px;
    color: var(--md-gray-600);
    flex: 1;
    line-height: 1.4;
}

.geo-row-arrow {
    font-size: 14px;
    color: var(--ga, var(--md-blue));
    font-weight: 700;
    flex-shrink: 0;
    opacity: 0;
    transition: opacity var(--transition);
}

.geo-row:hover .geo-row-arrow {
    opacity: 1;
}

.industry-tile-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
}

.ind-tile {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 18px 8px 15px;
    background: #fff;
    border: 1.5px solid var(--md-gray-200);
    border-radius: var(--radius-md);
    text-decoration: none !important;
    transition: background var(--transition), border-color var(--transition), transform var(--transition), box-shadow var(--transition);
}

.ind-tile:hover {
    background: var(--md-blue);
    border-color: var(--md-blue);
    transform: translateY(-3px);
    box-shadow: var(--shadow-blue);
}

.ind-tile-icon {
    font-size: 24px;
    line-height: 1;
    display: block;
}

.ind-tile-name {
    font-size: 11px;
    font-weight: 600;
    color: var(--md-navy);
    text-align: center;
    line-height: 1.3;
    transition: color var(--transition);
}

.ind-tile:hover .ind-tile-name {
    color: #fff;
}

/* ── BOTTOM STATS ── */
.faq-stats {
    padding: 32px 0;
    background: #fff;
    margin-top: 0;
    border-top: 1px solid var(--md-gray-200);
}

.faq-stats .col-md-2 {
    font-size: 18px;
    font-weight: 700;
    color: var(--md-navy);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
    border-right: 1px solid var(--md-gray-200);
    padding: 10px 0;
    text-align: center;
    justify-content: center;
    flex: 1;
}

.faq-stats .col-md-2:last-child {
    border-right: none;
}

.faq-stats span {
    display: block;
    font-size: 12px;
    font-weight: 400;
    color: var(--md-gray-600);
}

/* ── FOOTER ── */
footer {
    background: var(--md-navy);
}

footer h6 {
    font-size: 13px;
    font-weight: 600;
    color: rgba(255, 255, 255, .85);
}

footer p {
    font-size: 12.5px;
    color: rgba(255, 255, 255, .5);
    margin-bottom: 4px;
}

.footer-brand img {
    max-height: 32px;
}

.nav-link {
    font-size: 13px;
    color: rgba(255, 255, 255, .6);
    padding: 4px 0;
    transition: color var(--transition);
}

.nav-link:hover {
    color: #fff;
}

.social img {
    width: 28px;
    height: 28px;
}

/* ═══════════════ RESPONSIVE ═══════════════ */
@media (max-width:1100px) {
    .funding-layout {
        grid-template-columns: 1fr;
    }

    .decision-panel {
        width: 100%;
    }

    .it-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (max-width:1024px) {
    .hero-inner {
        gap: 36px;
    }

    .cfa-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .disc-two-col {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    .tools-grid {
        grid-template-columns: 1fr 1fr;
    }

    .step-panel-inner {
        grid-template-columns: 1fr;
    }

    .sp-intro {
        grid-row: 1;
        border-right: none;
        padding-right: 0;
        border-bottom: 1px solid var(--md-gray-200);
        padding-bottom: 20px;
        margin-bottom: 20px;
    }

    .sp-values {
        grid-column: 1;
        grid-row: 2;
    }

    .sp-cta-row {
        grid-column: 1;
        grid-row: 3;
    }
}

@media (max-width:768px) {
    .hero-inner {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .hero-visual {
        display: none;
    }

    .stats-inner {
        flex-wrap: wrap;
    }

    .stat-item {
        flex: 1 0 48%;
        border-right: none;
        border-bottom: 1px solid rgba(255, 255, 255, .08);
    }

    .pain-cols {
        grid-template-columns: 1fr 1fr;
    }

    .pain-col {
        border-right: none;
        border-bottom: 1px solid var(--md-gray-200);
    }

    .pain-col:nth-child(odd) {
        border-right: 1px solid var(--md-gray-200);
    }

    .pain-col:last-child,
    .pain-col:nth-last-child(2):nth-child(odd) {
        border-bottom: none;
    }

    .journey-row {
        flex-direction: column;
        align-items: center;
        gap: 20px;
    }

    .journey-arrow {
        transform: rotate(90deg);
        padding: 0;
    }

    .tools-grid {
        grid-template-columns: 1fr;
    }

    .it-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .quick-facts {
        grid-template-columns: 1fr 1fr;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .industry-tile-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .cfa-btns {
        flex-direction: column;
    }

    .btn-cta-primary,
    .btn-cta-outline {
        width: 100%;
        justify-content: center;
    }

    .caas-callout {
        flex-direction: column;
        text-align: center;
    }

    .caas-link {
        width: 100%;
        text-align: center;
    }

    .hero-btns {
        flex-direction: column;
    }

    .faq-advisor-cta {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    .fs-section {
        padding: 48px 0;
    }
}

@media (max-width:520px) {
    .pain-cols {
        grid-template-columns: 1fr;
    }

    .pain-col {
        border-right: none !important;
    }

    .hero-btns {
        flex-direction: column;
    }

    .hero-checks {
        gap: 5px 8px;
    }

    .section-h2 {
        font-size: 22px;
    }

    .industry-tile-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .faq-advisor-cta {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    .it-grid {
        grid-template-columns: 1fr 1fr;
    }

    .quick-facts {
        grid-template-columns: 1fr 1fr;
    }
}